Re: [dcab-l] Does anyone have experience/recommendations in regard to band liability insurance?

I'd be leery about taking a gig that required this. My expectation
would be that the venue would/should already have liability insurance to
cover any incident of that kind.

On 7/10/2013 2:29 PM, Richard Hinman wrote:
> We've been gigging regularly for about 3-4 years and have never
> incorporated, so essentially I'm a sole proprietor.
>
> Once, a winery inquired as to whether we had liability insurance, then
> someone else higher up in the organization followed up, retracting the
> concern. I recently received our second request in 3-4 years for a
> private event that we're going after… Apparently, the last DJ that
> worked at this venue let go of some equipment and it rolled down a ramp
> and into a wall, causing some damage.
>
> I have no doubt that I should incorporate and have insurance purely to
> contain the risk of personal liability for myself and my bandmates.
>
> Does anyone have recommendations for companies that provide this type of
> insurance, (particularly to unincorporated sole proprietors or for
> musicians)? Any information on rough costs?



--

Archie

-- Archie Warnock warnock@awcubed.com
-- A/WWW Enterprises www.awcubed.com
-- As a matter of fact, I _do_ speak for my employer.

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